December 22, 2013

Our private exchange can help you:

 

  • Get the lowest prices anywhere

  • No health insurance company can turn you down or charge you a higher premium because of pre-exisiting conditions, health history, gender, or profession. 

  • Pre-existing conditions are always...

December 22, 2013

Health Reform can be pretty complicated, so we've put together some Consumer Guides to help you understand the changes. Choose your guide (or guides) below:

 

Private Plans:

December 21, 2013

What is an exchange?

 

An exchange is an online benefits marketplace where you can view your coverage options in one place, easily compare plans and pricing side-by-side, select what you want, and enroll online in the coverage you need. An exchange should also provide He...

December 21, 2013

Pregnancy will be covered on new individual and family health plans. 

 

New plans must include coverage for pregnancy as part of the Essential Health Benefits coverage. You must enroll in an Affordable Care Act compliant plan with an effective date of January 1, 2014 or...

December 21, 2013

You can keep it. You're considered covered under the new Health Reform law. But you may be able to change to enroll in new coverage through AHIPE (that's us!) if you want to.

Any job-based health plan you currently have qualifies as "minimum essential coverage" under th...

December 21, 2013

For shopping in the exchange for new coverage:

 

There are 3 key dates to remember for 2014 enrollment: 

  • October 1, 2013: Open enrollment starts

  • January 1, 2014: Health coverage can start

  • March 31, 2014: Open enrollment ends

  • Enroll by the 15th of the mo...

December 21, 2013

All new individual and family plans issued January 1, 2014 or after must include coverage for Essential Health Benefits. No insurance company can put a yearly or lifetime maximum on Essential Health Benefits so you'll never run out of insurance for core care.

 

The essen...

December 21, 2013

You may be able to keep your doctor and use one of the new plans, depending on the plan you choose.

 

Different plans have different doctor choices:

 

A network is a list of hospitals, doctors, specialists, pharmacies, and other health care providers that participate in yo...

December 21, 2013

When you purchase health insurance coverage through AHIPE or the public exchange (government website), you might be able to get lower costs on deductibles, copayments and other out-of-pocket expenses. It depends on your income and family size.

 

Qualifying for lower out-...

December 21, 2013

What is an exchange?


An exchange is an online benefits marketplace where you can view your coverage options in one place, easily compare plans and pricing side-by-side, select what you want, and enroll online in the coverage you need. An exchange should also provide He...

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