December 22, 2013

Health Reform can be pretty complicated, so we've put together some Consumer Guides to help you understand the changes. Choose your guide (or guides) below:

 

Private Plans:

December 22, 2013

The two biggest problems facing Small Business health plans today are cost and administration - and that was before Health Reform complicated things. But a private exchange (like us!) takes care of everything so you can take care of your business.

 

 

Lowering your costs

 

...

December 21, 2013

There's no doubt about it: we all live busy lives. There's so many personal and professional obligations, so sometimes it's nearly impossible to manage it all.

 

For so many of us, our smartphones have become our lifeline. We use them to mange our time, set reminders, bo...

December 21, 2013

A full-time equivalent employee (FTE) is one who is a true employee of your business, generally receiving a W-2 at the end of the year, who works 30 or more hours per week and at least 120 days per year. 

 

Why is it important to know how many FTEs work for my business?

 

...

December 21, 2013

For shopping in the exchange for new coverage:

 

There are 3 key dates to remember for 2014 enrollment: 

  • October 1, 2013: Open enrollment starts

  • January 1, 2014: Health coverage can start

  • March 31, 2014: Open enrollment ends

  • Enroll by the 15th of the mo...

December 21, 2013

We've heard the word "delay" several times since we've heard the word "passed" in relation to the Patient Protection and Affordable Care Act (PPACA) - the law most often called ACA or Obamacare.

 

Medicare cuts were delayed until after the election.

 

The Employer Ma...

December 21, 2013

Under the Affordable Care Act, a small business is one with less than 50 full-time equivalent (FTE) employees. Small business are not charged penalites for not offering affordable health insurance to employees under the law. 


If a small business chooses to offer group...

December 21, 2013

The SHOP is the Small Business Health Options Program under the new Health Reform law.


Starting in 2014, the SHOP is available for small businesses with less than 50 full-time equivalent employees. We'll help you determine if the SHOP plans will help your business, as...

December 21, 2013

Your small business may qualify for employer tax credits for offering health insurance to your employees if:

 

  • You have fewer than 25 full-time equivalent employees, all making an average of $50,000 a year or less. 

  • The tax credit is highest for businesses...

December 21, 2013

What is considered a small business under the Health Reform Law?


The Affordable Care Act defines a small business as one with less than 50 full-time equivalent employees.

 

 

What is a full-time equivalent employee?

 

Generally speaking, it's a true employee of yo...

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