What about the plan that I have now for my large business (50+ employees)?

December 21, 2013

You can keep it. You shouldn't see any changes in benefits or pricing until you next plan renewal.


How the Affordable Care Act changes Large Business Plans: 


Very little, actually. The new law didn't affect how large business plans are priced, underwritten, or the beneifts included.


But that doesn't mean large businesses were unaffected. Under ACA, a Large Business is charged a penalty for not offering affordable health insurance coverage to its employees. 


The penalty for not offering health coverage is $2,000 per year with a waiver for the first 30 employees.


The penalty for not offering affordable health coverage is $3,000 per employee per year. The penalty is triggered when an employee qualifies for a subsidies Obamacare private plan. 


Penalties have been delayed until 2015.


Your Private Exchange expert (that's us!) will handle all the testing, calculations and notifications required under ACA. You know that when you work with our private exchange, you'll be 100% compliant with the law. 


You can keep your current group plan and still use the private exchange technology and services such as a smartphone benefit App, custom benefit management system, intra-office communication, payroll services, outsourced Human Resources, COBRA, FSA, HSA Administration, and more.

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