What if I'm Self-Employed?

December 21, 2013

How does the Affordable Care Act affect businesses of one?


If you have a business of one, then you are Self-Employed, not "an employer", under the Affordable Care Act. You would not be able to get a group health insurance plan for your business, but you would be able to get a low-cost individual or family plan. You could even qualify for reduced premiums or lower out-of-pocket expenses based on your household income and family size.

 

 

How are health plans changing to help me?

 

  • Starting in 2014, no health insurance company can turn you away or charge you more for pre-existing conditions, health history, claims, gender or profession.

  • Pre-existing conditions and pregnancy are always covered.

  • Insurance companies must pay 80 cents of every premium dollar back on healthcare, not administrative costs.

  • Insurance companies are limited on how much more they can charge older adults compared to younger adults for the same plan, making older adults premiums more reseasonable. 

  • Many will qualify for lower rates based on household income and family size. Try our Subsidy Calculator to see if you qualify for lower rates under the new law. 

 

Please reload

Featured Posts

Can I enroll in an individual health plan after Open Enrollment?

March 31, 2014

1/9
Please reload

Recent Posts
Please reload

Search By Tags

Privacy Policy

Copyright 2015-2019. All Rights Reserved. 

Contact Us

 

Solutions

  • Facebook Social Icon
  • Twitter Social Icon
  • LinkedIn Social Icon
  • YouTube Social  Icon
  • Instagram Social Icon
  • Google+ Social Icon

Since 1869, Professional Photographers of America has been led by professional photographers and is a non-profit international photography association that helps those serious about photography live their dreams profitably.

Lighthouse Benefit Resources

400 Ocean Forest, Suite 1102

St Simons, Georgia 31522

Enrollment Call Center:

912-771-8230

Email us HERE

About PPA

Lighthouse

Benefit

Resources

Follow PPA