What options are available for part-time workers?

December 21, 2013

If you’re a part-time worker and you don't have access to coverage through work, you may be able to buy health insurance in the exchange and qualify for lower costs based on your household income.

If your employer doesn’t offer health insurance to part-timers:
Shop in the AHIPE private exchange and see if you qualify for lower premiums and lower out-of-pocket costs when you use your plan starting in 2014. The amount you pay for health insurance is on a sliding scale based on your household income and family size to keep plans affordable for you. 


Other options: 


You may also qualify for free or low-cost coverage through Medicaid or the Children’s Health Insurance Program (CHIP) for your children. These two programs have eligiblity that differs based on the state in which you live. 


If your employer does offer coverage to part-timers:
If you’re offered coverage through an employer, you may buy insurance through the exchange instead, but in most cases, having access to affordable coverage at work means you can't qualify for tax subidies (amount of money the government pays each month to your private health insurance company to make your plan affordable for you). 

certain minimum standards.

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